Life during the recession? Use a specialist car dealer to get the best deal on   Guaranteed Car Finance with £1000 cash back!

Now, when the UK has gone into recession, prices of the basics like food and energy costs, nearly 30% of people have some form of bad credit history, which could range from the odd missed payment on a credit card right up to multiple defaults and county court judgements and pending bankruptcy.  During these bad times people still have to live and get around, and do their jobs.  Having a car or van to get around, take the children to school, get to work, do a job is necessary.  Because a car or a van is an asset that a lender can take a legal charge over, it’s possible to get credit to buy a van or a car even with bad credit history.  Bad credit guaranteed car finance is there for people that need a car to get around, or a van to do their job.  There are many people with skills like plumbers, electricians and property maintenance people that can always make a living, even after problems with funding in the past has been a problem.  Some car dealers that sell cars very cheap are able to offer cash back so you have some money to get car or van insurance, and have the money to pay road tax.  Guaranteed car finance is rarely at a very good interest rate, often above 15% APR and up to 43% APR, but it’s worth it if you can’t do your job without a car, or a builders van.  If you cant do your job because your car doesn’t start in the morning or it is so old it needs more money spending on it than its worth, get a newer car on finance under 5 years old where its chances of not letting you down are much slimmer.  Some people often work for cash and do have any proof of income; this is no problems with bad credit guaranteed car finance because it’s done on a self cert basis where you declare your own income.  Now in the UK funding on this basis is quite normal.  Lenders that do bad credit car finance do not care if the people don’t declare all their income, they know that if they don’t want their car towed away they will prioritise their income between their car finance and their tax liabilities.